Terms of Use

Last updated: August 2026

These Terms govern your use of the InvestinThem platform. By using our services, you agree to these terms.

1. Eligibility

InvestinThem is an educational platform for students ages 10–18 and supporting adults. Users under 13 should use the platform with parental or guardian guidance.

2. Educational Use Only

All simulations — banking, business, stocks, and retirement — use virtual money only. Nothing on this platform is real financial advice, real investment, or a real bank account. Do not make real financial decisions based on simulation results.

3. Accounts

You are responsible for keeping your account credentials secure and for all activity under your account. Please provide accurate information when registering.

4. Acceptable Use

You agree not to misuse the platform — including submitting harmful content, harassing others, attempting to access other users' data, or disrupting the service. Violations may result in account termination.

5. Content & Ownership

You retain ownership of content you create (projects, plans, applications) and grant us a license to host and display that content within the platform for educational purposes.

6. Nonprofit & Free Access

InvestinThem is a nonprofit initiative. Core educational features are provided free of charge. Any optional future services will be governed by separate terms.

7. Disclaimer

The platform is provided "as is" without warranties. We do not guarantee uninterrupted or error-free service. Simulations are simplified models and may not reflect real-world outcomes.

8. Limitation of Liability

To the maximum extent permitted by law, InvestinThem is not liable for any indirect, incidental, or consequential damages arising from use of the platform.

9. Termination

You may stop using the platform at any time. We may suspend or terminate accounts that violate these terms.

10. Changes to Terms

We may update these terms periodically. Continued use after changes means you accept the updated terms.

11. Contact

Questions about these terms? Reach us at hello@investinthem.org.